AGRICULTURAL

For the acquisition of farm animals, farm equipment and machinery, seeds, fertilizers, poultry, livestock, or for the construction of facilities for the production, marketing and processing of agricultural products.

COMMERCIAL

For working capital or to finance purchases of commodities or merchandise for resale. Loan facilities available to small- and medium-sized enterprises to large corporations. Ideal for service industries, professionals, and entrepreneurs.

MICROFINANCE

A short-term loan product for micro-borrowers for working capital.

INDUSTRIAL

INDUSTRIAL For financing non-agricultural raw material purchases and manufacture and marketing of finished goods.

REAL ESTATE MORTGAGE

For the acquisition of house and lot, condominiums, home construction and renovation, to cover placement fees, and for purposes other than agricultural, commercial and industrial.

AUTOMOBILE AND MOTORCYCLE

For purchase of a car or motorcycle with just 20% down-payment. Borrowers must meet minimum employment tenure and percentage of total household expenditure in order to qualify.

SALARY LOAN

A short-term loan product for regular employees.

DEPOSIT-SECURED BACK-TO-BACK LOAN

A short-term loan secured by your own deposits in the Bank. Pay only the Spread (or rate difference between the loan rate and the savings rate).